Frequently Asked Questions

Where are we located?
Our address is 1501 E. Concord Street - Orlando, FL 32803

Do I need to bring anything to the first appointment?
No, only a list of your questions.  We will provide you with a packet that you will fill out if you decide to go forward after your initial free consultation

How long have you been practicing?
Since 1989.

What Chapters of bankrtupcy are available?
Chapter 7 (liquidation open to individuals and corporations), Chapter 13 (individual reorganization)Chapter 12 (farmer) and Chapter 11 (corporations or individuals) 

Will I have to give up assets?
In most bankrutpcies debtors are able to keep all of their assets.  In some instances you may have to "buy-back" assets that over your exemptions.  We can discuss the available exemptions at your consultation.

Can I try and modify my mortgage through the bankruptcy process?
Yes, in Chapter 13 Debtors are permitted to request to be referred to mortgage modification.  The program in Orlando is very successful and my office has been instrumental in its development.

Do I have to take a credit counseling class in order to file bankrutpcy?
Yes, credit counseling is required to file bankrutpcy and a post credit counseling class is required after you file bankruptcy in order to receive your discharge.