Contact our office today to schedule a consultation. Our team will meet with you to find the best strategies to help deal with your financial situation.
We Help Businesses And Individuals Deal With Financial Problems.
Who We Are
Our bankruptcy law firm fights for businesses and individuals. If you are struggling with debt our team is ready to assist you. Our attorneys think outside the box when complex legal issues arise. We pride ourselves with helping Floridians save their businesses and protect their assets.
Learn how bankruptcy can resolve so-called Merchant Cash Advance loans that can paralyze a business's cash flow, SBA loans including EIDL, IRS and Department of Revenue claims, mortgage foreclosures including loan modifications, credit card debt, judgments, and federal student loans.
Merchant Cash Advance
MCAs are marketed as a quick fix — fast money, no collateral, minimal paperwork. For a business owner under pressure, it feels like salvation.
But the reality? An MCA is often a wolf in sheep’s clothing that punches you in the face and takes your goodies — potentially your business’s assets and future. Many businesses are unable to keep up with the high payments and find themselves trapped. MCAs can send letters to your customers and turn off your cash flow. They can also send restraint notices to credit card companies. This can make it impossible to keep up with basic expenses, including payroll for valued employees.
Filing bankruptcy can free up that cash flow. MCAs must retract restraint letters after your business files for bankruptcy.
Small Business Administration Loans
As the COVID EIDL Hardship Accommodation Plan (HAP), ends there no direct long-term solutions from SBA for small businesses. Bankruptcy might be the best solution for you or your business.
The type of bankruptcy that may be the best for you depends on whether your business is still operating, whether you guaranteed the loan personally or as a business entity, and whether your business could remain viable if debts are restructured.
Federal Student Loans
For the past 25 years, discharging a student loan through bankruptcy has been nearly impossible. That has changed drastically regarding federal student loans in the past few years. Now, the Department of Justice and the Department of Education will work with debtors and consent to discharge in certain cases if a sworn attestation form shows that there is no money left over after reasonable and necessary expenses to pay the student loans, along with other factors such as how old the loans are, good faith attempts to pay the loans, and future inability to pay the loans.
Bankruptcy and Litigation
Attorneys in Orlando, Florida
"Guiding you through the storm, we're your anchor in financial turbulence. Let us help you chart a course to a brighter financial future."
FAQs
Yes, credit counseling is required to file bankruptcy and a post-credit counseling class is required after you file bankruptcy in order to receive your discharge.
Yes, in Chapter 7, Chapter 11 and Chapter 13 Debtors are permitted to request to be referred to the Mortgage Modification Mediation Program. The program in Orlando is very successful and my office has been instrumental in its development.
In most bankruptcies, debtors are able to keep all of their assets. In some instances, you may have to “buy-back” assets that over your exemptions. We can discuss the available exemptions at your consultation.
Help for Today and Hope for Tomorrow
Serving Floridians for Over 30 Years.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Your Bridge to Financial Recovery
Assistance Through Bankruptcy
Whether you would benefit most from Chapter 7, Chapter 13, Chapter 11 or Chapter 12, our experienced lawyers are here to help you learn how to file for the bankruptcy option that's right for you.
Filing for bankruptcy does not have to be a negative mark you carry with you forever. In reality, the bankruptcy process can offer you valuable opportunities to climb out from under your crushing debt and position yourself or your business to seek a more stable and secure financial future starting now.
Blog
Merchant Cash Advances: Did A Wolf In Sheep’s Clothing Leave Your Business Without Access to Funds?
Oct. 6, 2025
Sometimes, something that appears to be a dream come true at first glance turns out to be a nightmare. That’s the case for many small business owners who take out Merchant Cash Advances (MCAs).
READ MOREWhen Franchises Go Bad Bankruptcy Might Be the Solution
Sept. 4, 2025
Many people see buying a franchise as a ready-made business opportunity with a proven track record of success and built-in customers. But the reality is that not all franchise opportunities are equal. While franchises can provide opportunities, they are not fail-proof or risk-free, no matter how well-established the brand.
READ MORESBA Payment Assistance is Diminishing. Learn How Bankruptcy Might Help Small Businesses
June 17, 2025
As the COVID EIDL Hardship Accommodation Plan (HAP), ends there no direct long-term solutions from SBA for small businesses. Reorganizing through Chapter 11 Subchapter V might be the best solution for your business.
READ MOREHelping You Seek Financial Relief
In addition to offering Florida bankruptcy legal services, we are proud to provide our clients with assistance in mortgage modification and student loan debt repayment options. Your future can look brighter when you take advantage of the opportunity to seek relief from the debts you have to deal with.
Our team of seasoned attorneys at Branson Law, PLLC can help you understand the options that are available to you to pursue a future that is free from living under heavy financial constraints. Whether you feel locked into a mortgage that is unaffordable or you are feeling the effects of your student loans, we are ready to help.
If you would like more information about different steps you can take to build a more financially stable tomorrow, you can work with us to learn more.
Don't be resigned to living underneath oppressive loan payments, unaffordable mortgages, or student loans. We are ready to help you learn about what our mortgage modification or student loan debt repayment services can do you for. If you are in Orlando, Brevard County, Volusia County, Seminole, Osceola County, Kissimmee, or Daytona Beach, contact us at Branson Law, PLLC in Orlando, Florida to schedule a free consultation.